Jacqueline Rutherford's Blog

Posted on 05/22/2022
3 Types of Living Exteriors That Can Reduce Homeowner Costs
Many of us have heard of a living or green wall. They’re excellent choices for reducing bills, counterbalancing emissions from basic home living and adding a beautiful touch of nature to your home’s exterior. But what are some of their other perks? Are there other external living features that can be applied to a home to further reduce...
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Posted on 05/15/2022
3 Reasons to consider refinancing your mortgage
Homeowners refinance their mortgages for an assortment of reasons. Some reasons center around strictly wanting to pay off their homes faster and at better interest rates, while others may fall along practical life events or emergencies. If you find yourself asking, “should I refinance my mortgage,” try checking off a few boxes to help come to a decision....
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Posted on 05/08/2022
3 Home Improvements With the Best Return on Investment
When planning renovations and upgrades around your home, knowing what kind of projects produce a decent return on investment (ROI) can be helpful. This is especially true if you plan on selling your home down the road. So, what are the home improvements with the greatest returns on investment? There are a few to consider! Exterior Landscaping Curb...
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Posted on 05/01/2022
Should You Add a Walk-In Closet?
Walk-in closets continue to be a popular trend for home upgrades and renovations. They can be an excellent addition to your lifestyle and a significant selling point for potential homebuyers. However, when determining whether adding a walk-in closet is the best idea, there are many things to consider. Here are the key advantages and disadvantages of walk-in closets...
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Posted on 04/29/2022
Columbus, NJ Real Estate Market Update 4/29/2022
Click here to view Columbus, NJ blog post which has information on the constantly changing market...
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Posted on 04/24/2022
Home safety improvements: What type of funding could you get?
Making upgrades to your home can improve its safety, but these types of upgrades aren't always cheap. If you're avoiding these upgrades due to the cost, keep in mind funding options are available. These funding options can make some projects more affordable. Weatherization Assistance Program The Weatherization Assistance Program is available for households with incomes below a certain...
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Posted on 04/17/2022
Will Your Home Insurance Cover Your Next Renovation Project? What You Need to Know
Your home insurance policy includes a specific type of coverage called "dwelling coverage." The amount of dwelling coverage that you have is based on your overall home value and the approximate cost to rebuild your home in the event of a total loss. When you renovate your home, you may increase its value — and if you don't...
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Posted on 04/10/2022
6 Simple DIY Repairs
Knowing how to do some home repairs can help you save money and time. Instead of having to wait for professional repairs to be done, you can tackle these on your own. While it's best to leave major repairs to professionals, consider trying the following simple DIY repairs. Torn Screens When your window screens have tears or rips,...
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Posted on 04/03/2022
What to Do Before Buying a Home Out of State
Long-distance moves can be a challenge. It’s even more challenging when you’re trying to buy a home that’s far away. While moving out of state can be a hassle, there are ways to make the process simpler. Here are the basic steps to buying a house in another state: Visit If Possible If you have time and means,...
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Posted on 03/30/2022
Columbus, NJ Real Estate Market Update 3/30/2022
Click here to view Columbus, NJ blog post which has information on the constantly changing market...
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Posted on 03/27/2022
Flash Floods & Other Water Damage Your Insurance Might Not Cover
Homeowner's insurance can help you recover financially from many accidents and disasters at home. While traditional homeowner's policies include coverage for personal items and your property, they don't cover everything. Certain types of damage may be excluded from coverage and require an additional policy, including many types of water damage. Here are some of the types of water...
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Posted on 03/20/2022
Home finance: The basics of home equity
Sometimes, loans can be difficult to calculate. Home equity loan figures are no different, but they don’t have to be. All you need is a little understanding of the basics and a reliable equity calculator. Having a trustworthy loan officer available is also a highly valuable resource. Here’s a quick guide to calculating your home equity loan: What...
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